Check credit card consolidating debt
Knowing your credit profile before you apply can help set expectations.
Several personal finance websites, including Nerd Wallet, offer free access to your credit score and credit report.
Any comments posted under Nerd Wallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.
If you need help getting out of debt, you are not alone.
This helps eliminate mistakes that result in penalties like incorrect amount or late payments.
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A personal loan offers some advantages over balance transfer cards.
Fixed payments ensure you’ll pay off debt on a set schedule.
Your credit scores can take a hit if you use all or most of the available credit on your cards.